The Chase Sapphire Reserve® (see charges and costs) is an uber-popular top rate shuttle bank card that earns extremely treasured Chase Final Rewards issues.
The Sapphire Reserve comprises a number of remark credit, automated elite standing and prime issues incomes in alternate for a $795 annual price.
Plus, new candidates for the Sapphire Reserve can test their eligibility to peer if they are focused for an increased be offering to earn as much as 175,000 issues after spending $6,000 within the first 3 months. (The usual public be offering is 125,000 issues for a similar spending requirement.)
You should test to peer if you are eligible for the 175,000 level be offering by the use of the Chase pre-qualification widget — this be offering is best to be had by the use of this software. There’s no have an effect on on your credit score rating.
According to TPG’s December 2025 valuations, this bonus is value as much as $3,588.
In case you are keen on making use of, this is the entirety you want to grasp relating to your eligibility for this profitable welcome bonus.
Am I eligible for the Chase Sapphire Reserve bonus?
In case you are making use of for a Chase card, you will want to know some notable eligibility regulations for welcome bonuses.
A consultant from Chase showed the next to TPG: “It is possible for you to to have each the Sapphire Reserve and the Chase Sapphire Most popular® Card (see charges and costs). New account bonus be offering eligibility for both card shall be in keeping with elements together with up to now earned bonus gives and the collection of playing cards opened and closed, amongst others.”
When you have up to now won a Sapphire Reserve welcome bonus, you are going to now not be eligible to obtain some other Sapphire Reserve welcome bonus. Even supposing it is been years because you won a welcome bonus on a selected Sapphire card, you probably might not be eligible to earn some other bonus on that identical Sapphire card.
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This additionally applies to the Sapphire Most popular, so in the event you won a welcome bonus at the Most popular, you are going to now not be eligible for some other Most popular bonus.
Different issues to notice are:
- You will not be eligible for a Sapphire Reserve bonus if you are a present Sapphire Most popular cardholder.
- In case you are not a Sapphire buyer and not won an advantage at the Sapphire Reserve, you’ll be able to perhaps be eligible.
As an example, I lately dangle the Sapphire Most popular and feature by no means had the Sapphire Reserve. As a present, lively Sapphire buyer, I may just practice and get licensed for the Sapphire Reserve, however would virtually not at all be eligible for the bonus.
TPG senior editorial director Nick Ewen lately has the Sapphire Reserve and up to now held the Sapphire Most popular a few years in the past. He may just practice for the Sapphire Most popular, however he would not be eligible for the bonus, since he is a present Sapphire Reserve buyer. Even supposing he downgraded his card, he up to now earned an advantage at the Sapphire Reserve, so he virtually unquestionably would not be capable of earn some other one.
When making use of for the Sapphire Reserve, a pop-up software will inform you if you are eligible for a welcome bonus sooner than you post an utility and Chase runs a credit score test. That is one of the simplest ways to substantiate if you are eligible for a welcome bonus. In case you are now not eligible for a welcome bonus, you’ll be able to nonetheless proceed with the applying and take a look at to get licensed with no bonus.
Comparable: Without equal information to bank card utility restrictions
The 5/24 rule
Chase is understood for its notorious 5/24 rule, which states that you’ll be able to’t have opened 5 or extra playing cards prior to now 24 months throughout all banks and issuers.
This comprises accounts for which you’re a licensed person. On the other hand, many trade playing cards do not rely towards your 5/24 status.
So, with a purpose to be licensed for the Chase Sapphire and eligible for the Sapphire Reserve welcome bonus, you should be below Chase’s 5/24 rule.
Comparable: Right here’s how one can calculate your 5/24 status
Moving credit score traces
Moreover, in case you have more than one Chase bank cards, you will have reached your most general to be had credit score prohibit, which is able to doubtlessly motive your utility for the Sapphire Reserve to be declined.
If this occurs, you’ll be able to name the Chase reconsideration line at 888-270-2127 and ask them to shift a few of your credit score prohibit from an present Chase card so to get licensed for the Sapphire Reserve.
Comparable: What credit score rating do you want to get the Chase Sapphire Reserve card?
Can I dangle each the Sapphire Reserve and Sapphire Most popular on the identical time?
You’ll dangle each the Sapphire Reserve and the Sapphire Most popular on the identical time.
You simply may not be eligible to earn some other welcome bonus in case you have up to now earned one because of bonus eligibility restrictions.
As well as, if you do not need to carry each playing cards, you’ll be able to improve and downgrade between Sapphire merchandise.
Comparable: Your largest Chase Sapphire Reserve questions replied: From bonus eligibility to incomes charges
Base line
The present be offering at the Sapphire Reserve is a phenomenal alternative to earn one of the vital treasured rewards currencies: Chase Final Rewards issues. Plus, you need to be eligible to earn a stellar 175,000-point bonus.
If you happen to’re looking for a top rate shuttle card with robust incomes doable, wealthy advantages and powerful shuttle protections, the Sapphire Reserve merits a most sensible spot to your listing.
Make sure you look forward to Chase’s eligibility pop-up all the way through the applying procedure, which can verify whether or not you qualify for the welcome bonus sooner than a credit score test is administered.
Observe right here: Chase Sapphire Reserve
